Key 1 Pay your self first
key 2 Saving is not a punishment. Its making choices about how you'll use your money.
Key 3 Financial sucess involves hard choices. Be prepared to make them.
Key 4 Make a budget and stick to it.
Key 5 Future financial independence is worth present sacrifices.
Key 6 If you cant afford it pay cash, pass.
Key 7 Communicate with your creditors, especially if you are going to be late with a payment.
Key 8 As soon as expenses rise to the level of your income, trouble is not far behind.
Key 9 Self-discipline is the key to any sucessful financial program.
Key 10 Balancing your checkbook with each statement is essential. It costs only 15 minutes a month and is one of the best investments you can make.
Key 11 If you dont know where your money is going, you cant decide where to spend it.
Key 12A penny saved is a penny earned.
Key 13 You never know whats going to happen. Tuck away an emergency fund of at least 3 months.
Key 14 Save at least 10 percent of each paycheck.
Key 15 Beware of small expenses. Each muffin and cup of coffee on the way to work adds up over a years times.
Key make a list your basic, essential living costs and add them up to get a real picture of what you need to cover your monthly nut.
Key 16 Avoid the temptation of buying more than you need just because its a good price. You cant afford the savings.
Key 17 If you have multiple crdit cards, pay down your highest intersts cards first.
Key 18 Paying at least double the minimum required each month will show progress.
Key 19 Re-evaluate your personal budget at the begining of every year and adjust where needed.
Key 20 Teach your children how to save.
Mike Magana is a personal finance coach that helps families in reducing their taxes, getting out of debt, and controlling there living expenses. Please reach me at personalfinancecoach@yahoo.com for any comments.
recurring maid service Buffalo Grove ..If you're reading this article, it means you are a... Read More
Financial planning at an early age may seem complicated, however... Read More
In most societies, we are raised to believe in the... Read More
There are many wealth creation strategies and investment techniques available... Read More
Estimated Reading Time: 4 minutes -- Envision your life 10... Read More
Articles on 'How to make money' come a dime-a-dozen. How... Read More
Almost all of us go to work everyday and do... Read More
1. Save up to 50% per month on convenience cleaner... Read More
A surprising number of readers want to know "Can a... Read More
Saving money for retirement can be easy or difficult depending... Read More
Would you like to profit from your own information empire?... Read More
How Much Money Will I Need to Earn to Retire?This... Read More
Do you have financial problems? Then a budget is the... Read More
"It's the business of your life?and you're the CEO!" Gala... Read More
Feel like a lemming lately? Ready to follow the crowd... Read More
There once was a hawk, ferocious and swift. He was... Read More
Is it hard to get rich? If you're young, not... Read More
We will start the Financial Fitness System with the assumption... Read More
Giving and ReceivingIt seems that people generally find it easy... Read More
It's no secret that the market goes UP...the market, goes... Read More
What does becoming rich mean to you? Is it early... Read More
Financial planning often gets a bad rap. Part of the... Read More
At any time in history, no matter what the current... Read More
As you sit in traffic, inching along between irate drivers,... Read More
Wealth - an abundance of values. Each of us determines... Read More
premium house cleaning Glenview ..The fact is that most people continue to work for... Read More
Results from a new tool developed by UK based firm,... Read More
Key 1 Pay your self firstkey 2 Saving is not... Read More
At any time in history, no matter what the current... Read More
In theory the idea of generating additional (and passive) business... Read More
Financial planning is an ongoing process individuals and businesses should... Read More
It all begins with a simple calculation.You are home on... Read More
An ellipsis to your success is hidden in the word... Read More
This article focuses on generating cash as a full time... Read More
Top Investment PerformanceThroughout history, many coin collections have produced substantial... Read More
There is perhaps no more important decision than to take... Read More
Most people want to get to the end of their... Read More
Retirement Planning the Offshore Way Why do so many of... Read More
Early in my legal career I represented two young women... Read More
When Ben Franklin said "a penny saved is a penny... Read More
Have you ever had that feeling where you could not... Read More
Have you wondered why financial experts only tell you certain... Read More
Everyone wants to be wealthy. Only a few actually achieve... Read More
Why not run a lucrative paper business? Paper businesses do... Read More
There are only 2 ways to grow your wealth -... Read More
Here's the truth: I have read hundreds and hundreds of... Read More
You have $100 in your bank account, your rent is... Read More
I am often amused by the ads and offers I... Read More
It's the beginning of a brand new year: a time... Read More
If you don't have discipline then walk away from the... Read More
Wealth Building |