Mr. Market

I constantly hear the talking heads on CNBC-TV, the radio and other places talking about THE market. Of course, they mean the stock market which actually now is world wide and no longer just concentrated in New York. To every New Yorker New York is the center of the world from which radiates all knowledge and everything else worthwhile.

The stock market is thousands of companies world wide. Those that have been listed with the New York Stock Exchange must meet strict requirements as to the capitalization of the company and the price of their stock as well as its ability to be traded so there must be many thousands of shares and large numbers of shareholders.

The trick, and I call it that even though it isn't, is to be able to tell when it is in an up trend and when it is going down. If you knew this you could not only make a lot of money but could keep from giving back profits when you have them. When the market is going up you want to own stocks and mutual funds because 60% of a move in stocks is due to the general direction of the overall market.

When I first invested I made and lost like everyone else until I learned to listen to the voice of Mr. Market. Because we are so overwhelmed with useless data from brokers, newspapers, magazines, TV, friends and other nefarious sources we haven't taken the time to learn the language of the market. And it isn't that complicated. Mr. Market will tell you all you need to know.

Most of us don't have time to be pouring over the financial news every day because we have a life that requires our attention, but if you are willing to give about 15 minutes each week you can learn the language of Mr. Market. Day trading language is not where it's at; however, the long term language is very easy. You simply plot a 200-day moving average of the S&P500 Index and when the index price is above the 200-DMA you buy and when it is below you sell and put your money in a money market fund.

Now I know that seems too simple, but it isn't. You can easily check it out with a historical study on many Internet web sites. I use www.bigcharts.com by clicking on the red Interactive box and then following the instructions in the left hand column. With this simple method you will always be on the right side of the market.

The mutual funds in this simple plan only need to be checked once each week and sometimes only monthly. If you have a 401K you should be able to transfer to a money market fund when a sell signal is given with no commission charges. It will be a rare occasion if you do this twice a year.

This not a get-rich-quick scheme. It will allow you to keep most of the profits you have made during a bull market and protect your funds during a bear phase.

Al Thomas

Author of "If It Doesn't Go Up, Don't Buy It!"

Never lose money in the stock market again.

http://www.mutualfundmagic.com

affordable house cleaning Wilmette ..

In The News:

A new phishing scam targets family photos with fake "Cloud Storage Full" alerts. Criminals steal credit card information through fake sites. Learn protection tips.

South Korean scientists create ultra-thin fabric muscles that turn clothes into robotic assistants, lifting 33 pounds while weighing under half an ounce.

Archer Aviation has acquired Hawthorne Airport for $126M to launch an LA air taxi network ahead of the 2028 Olympics, featuring AI-powered eVTOL operations and next-gen aviation tech.

Stay up to date on the latest AI technology advancements and learn about the challenges and opportunities AI presents now and for the future.

Fake AI apps disguised as "ChatGPT" and "DALL·E" are flooding app stores with dangerous malware that steals data and monitors users without detection.

Fake buyers demand specific vehicle reports from unknown sites to steal credit card information from car sellers, but warning signs can help identify these scams before paying.

Android users can now manage apps across multiple devices more easily with Google Play Store's updated remote uninstall button in the latest update.

NASA's Perseverance rover discovers shiny metallic rock on Mars that could be a meteorite from an ancient asteroid, containing high levels of iron and nickel.

Holiday scams spike during Black Friday and Cyber Monday as criminals exploit your leaked personal data. Learn how to protect yourself from fake stores and phishing.

Commerce Department proposes TP-Link router ban over Chinese security risks. Learn how this potential prohibition could affect your home network and devices.

Hyundai AutoEver America suffered a data breach affecting 2,000 current and former employees, exposing names, Social Security numbers and driver's license information.

Washington court rules automated license plate reader images are public records, even when stored by vendors like Flock Safety, setting precedent for transparency.

Fake airline texts claiming flight cancellations are targeting travelers with convincing scams. Learn how cybercriminals steal personal data and credit card info.

Discover how iOS 26's new Adaptive Power feature automatically extends iPhone battery life by learning your usage patterns and adjusting performance intelligently.

New TikTok malware campaign tricks users into running PowerShell commands that download Aura Stealer, which steals credentials and authentication tokens.

Gaia Family offers fixed upfront pricing for IVF cycles with unlimited embryo transfers and financial protection, partnering with over 100 U.S. fertility clinics.

The Jetsons Act aims to position Pennsylvania as a leader in advanced air mobility by establishing regulations for hybrid ground-air vehicles.

Fake Geek Squad invoice emails are targeting users with convincing charges and urgent phone numbers to steal personal information and money.

Fox News Digital's artificial intelligence newsletter digs into a robot in Russia that faceplanted, George Clooney's alarm and OpenAI's rivalry with the New York Times.

Major data breach at Conduent exposes personal information of 10+ million people. Government contractor hit by cyberattack affecting Medicaid, child support systems.

Texas startup Janta Power raises $5.5M for innovative vertical solar towers that generate 50% more energy than traditional panels while using just one-third the land.

NASA's twin ESCAPADE spacecraft launched aboard Blue Origin's New Glenn rocket Thursday afternoon from Cape Canaveral, beginning their journey to Mars with arrival expected in 2027.

Learn how to set email reminders on iPhone and Android so you never forget to reply again. Simple built-in features help you stay organized and on top of messages.

Discover how Apple's passkeys revolutionize Mac security by replacing vulnerable passwords with biometric authentication and encryption for ultimate protection.

New survey reveals 78% of parents fear AI scams targeting their kids, yet nearly half haven't discussed these threats. Learn why this dangerous gap exists.

Mr. Market

Stocks & Mutual Fund