The Workers? Compensation Situation in this Country is Nuts, Arnold in CA Takes Action

The Workers' Compensation situation in this country is unbelievable. Why, well because of lawsuits and attorneys mostly. The costs of workmen's compensation on the business community is part of the reason for the slow return of high paying blue collar jobs in this country and the demise of the manufacturing sector. The system covers some 122 million workers nationally, but it is regulated state by state, not nationally and there is nothing close to being a Federal Oversight on this, not that I or anyone else cares to add another layer of bureaucracy to an already broken system.

You can imagine the burden of the franchising community to provide jobs and the incredible problems faced by franchisees. The average cost on a national level has risen 50% in the last 3 years. This means that the poor employer is stuck, do they hire fewer people and assign more work, go out of business or cheat. Actually none of these options seem to be worthy of assisting in attaining the elusive ROI or profit that all business owners and franchisees seek. The prices in California have risen so fast that the costs of workmen's compensation have doubled in the past three years. That is 200%. We recently talked to one company which builds Car Washes and Quick Service Restaurants Franchise Tennant Improvements and C-Stores, who indicated to us his workmen's compensation costs in Los Angeles were running 110% of payroll? WOW. This is serious, it is due to run away lawsuits, we need tort reform.

This is one reason that Maurice "Hank"Greenberg of AIG Insurance Groups said that Lawyers are Terrorists, this is why Elliot Spitzer targeted him personally. Well, I could not agree more personally and have never heard not one debatable comment from any one in the legal profession, which sues employers. California is working on their problems and is making some progress as you might have seen on TV or in the newspaper: It's About time reform for workers compensation:

http://www.bizjournals.com/sanfrancisco/stories/2004/04/12/daily50.html?f=et78

We understand the issues with labor in many industries and why we need safety and assistance for those hurt on the job:

http://www.carwashguys.com/080902_3.shtml

But I must tell you that it is a real hardship on businesses to deal with this. Good to see Arnold is working on it. Glad to see we are working to fix the problem. But essentially this is merely a start of the fixing of the over all problem in America. The premiums started a huge upward hike and accelerated the already fast pace in increased costs after 9-11 when the Insurance Industry took unexpected hits of 40 Billion dollars. The other factor increasing costs is the medical industry getting hammered by lawsuits for mal practice. The improvements in safety and added restrictions have decreased work related injuries. A reduction in worker eligibility for benefits has led to a decrease of 36% in compensation claims in the last 10 years. Unfortunately the costs per claim have doubled to an average of $15,000 in the nation and in California $35K. In the 1900s when the compensation ideas were started they were to reduce litigation and disputes. Of course once you make one law, you have just given yourself job security. Due to the fraud of lawyers, chiropractors, criminals and doctors working together billions in fraud has been stolen from businesses over the years.

Joe, goes to a lawyer who has a friend who is a Chiropractor. Joe says he hurt his arm to the lawyer and Chiropractor or doctor expert confirms this, they file suit and document the extent of injury and how many days Joe should be out of work and charge their hefty fees to the deal. All this is fraudulent, as Joe was seen skiing in Aspen, Water Skiing in Lake Mead, Sky Diving in Phoenix, Sport fishing in Baja, Para sailing in Key West, mountain climbing near Jasper, Canada and riding his dirt bike in TX. And you think you have a chance owning a Burger Franchise in CA with 41 employees? NOT. We are glad to see things are changing, but it cannot possibly happen fast enough. Want some books on this subject?

http://www.amazon.com/exec/obidos/tg/detail/-/0815328273/103-4667935-9891039?v=glance

Maybe CA is getting their act together, maybe a franchise in CA might be feasible with out getting your pants sued off. We are happy to see that Arnold the 'Governator' is terminating bad laws and policy in CA, the question is; is anyone else listening and are they going to do anything about it?

"Lance Winslow" - If you have innovative thoughts and unique perspectives, come think with Lance; www.worldthinktank.net/wttbbs

recurring maid service Arlington Heights ..
In The News:

Tesla's FSD v14.1.2 update reintroduces Mad Max mode, enabling higher speeds and more frequent lane changes than the standard Hurry profile setting.
A phishing email scam targeting American Express customers shows how cybercriminals use fake urgent messages to steal personal and financial information.
Facebook's new Meta AI feature analyzes your camera roll photos to create polished collages automatically, but requires cloud processing and raises privacy concerns.
A New Jersey teenager filed a major lawsuit against AI/Robotics Venture Strategy 3 Ltd. over ClothOff, an AI tool that created fake nude images from her social media photos.
Microsoft reports Storm-2657 cybercriminals sent phishing emails to 6,000 addresses at 25 universities to steal payroll credentials and redirect funds.
Astronomers have discovered asteroid 2025 SC79, a skyscraper-sized space rock orbiting the sun in just 128 days. the second-fastest known.
The Fox News AI Newsletter delivers the latest developments form the world of artificial intelligence, including the technology's challenges and opportunities.
A cyberattack on SimonMed Imaging exposed personal information of 1.2 million patients, including medical records, financial details and identity papers.
Spotify's managed accounts for kids under 13 now available in at least seven countries, allowing parents to filter and block explicit content and songs.
Friendly text conversations about BBQs and social events can lead to WEEX gold trading scams that target older adults with fake investment opportunities.
California company Skyeports creates self-healing glass spheres from Moon regolith that generate solar power and support plant growth for sustainable lunar living.
Cleafy researchers discover fake VPN streaming app Mobdro Pro that installs Klopatra banking Trojan, giving attackers full control over Android devices.
Police departments across the U.S. and Canada are adopting virtual reality training to better prepare officers for high-pressure, real-world situations.
House Bill 469 would prevent AI systems from owning property, serving as executives, or gaining legal personhood in Ohio under Representative Thaddeus Claggett's proposal.
Public voter records expose retirees' personal details to election scammers who create targeted cons using names, addresses, and voting history data.
Instead of fearing what comes next with artificial intelligence, think outside the box. Here are high-earning AI jobs that don't require a computer science degree.
OpenAI CEO Sam Altman says polite words like "please" and "thank you" cost millions annually, while direct prompts may improve ChatGPT accuracy by several points.
Chattee Chat and GiMe Chat exposed intimate conversations and photos, revealing users spent up to $18,000 on AI companions before the breach.
New Instagram parental controls allow families to manage teen screen time and content limits through the Family Center with stricter safety settings.
Third-party security breach at Discord exposes sensitive user information including government IDs, highlighting cybersecurity risks from external service providers.
Survey of 1,000 students shows teens using AI for personal relationships while two-thirds of parents remain unaware of their children's AI usage.
Cybersecurity experts warn about a ShadowLeak vulnerability that weaponized ChatGPT's Deep Research agent to steal personal data from Gmail accounts through hidden commands.
Tesla's Full Self-Driving system faces federal investigation following 58 reports of crashes, with six vehicles running red lights before colliding with other cars.
The Fox News AI Newsletter brings you the latest developments on artificial intelligence, with news on OpenAI moving to soon allow erotica for adult users.
Eric Schmidt alerts that hackers can reverse-engineer AI models to bypass safety measures, citing examples like the jailbroken ChatGPT variant called DAN.

Environmental Boat Washing and Detailing

Some marine biologists feel that the concentration of dead marine... Read More

Your Practice is Only as Valuable as Your Referral Base

Many physical therapists in private practice have the appearance of... Read More

Buying a Business

Start thinking about buying an established business if you want... Read More

Small Business Publicity -- Worth It?

You bet it's worth it. Publicity via news releases, along... Read More

Perception: What Are Your Patients REALLY Hearing?

Never underestimate the power of perception! Perception plays a major... Read More

Business Reviews that Work

What is the satisfaction & expectation review of the business... Read More

Small Business Checks ? Money Saving Options

When you go into business for yourself, there are many... Read More

Are You Satisfied With Your Business Just As It Is?

Did you know that satisfaction is the number one emotion... Read More

Power Tools for Business

How do we keep track of our business deals?If you... Read More

Starting Your Small Business

Where do you find more customers?How do you compete with... Read More

Creative Business Card Marketing

Announcements can be handed out as a business cardAnnouncements can... Read More

Business Checks are an Added Cost to Your Small Business - Try Making Them Yourself!

Starting and managing a small business is no fun chore,... Read More

Racing the Competition

What is the Big Race all about when it comes... Read More

Why are Reverse Mergers Often the Victims of Short Sellers?

There is a great deal of abuse going on in... Read More

Franchising and Royalty Payments

If you are thinking of turning your current into a... Read More

Are You Ready to Own and Operate a Business?

How often has someone thought of starting a business based... Read More

Mobile Detailing Expansion Considerations

Expanding your business requires you to take a good hard... Read More

5 Small Business Management Questions to Help Choose Marketing Programs

As small business managers, we juggle limited resources in a... Read More

Effective Customer Interviews Make Life Much Easier!

One of the critical success factors for service-related businesses is... Read More

A Portable Trade Show Exhibit Makes for an Easier Show

You can make your trade show experience much easier by... Read More

Is Your Business Making Money?

Is your business making money? Would you know?Figuring out whether... Read More

SBIR - A Nice Add-on Business

If you are a small business and qualify to participate... Read More

Do Home Businesses Complicate Small Business Debt Collection Laws?

The home-based business market, sometimes called the SOHO (small-office/home-office) market,... Read More

How To Make Sure Your Customers Still Trust Your Small Business

The stock market is still on a wild roller coaster... Read More

Your Ideal Client ? A Key Concept for Solo and Small Business Marketing

"I don't know the key to success, but the key... Read More

insured cleaning company Highland Park ..