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Debit and ATM Card Advice for Small Businesses

Your business account comes with an ATM, Debit card. Pick a really secret pin number. Don't give it to anyone even in an emergency. Make sure you record withdrawals. If you have a bookkeeper paying your bills for you, be careful because they won't know that you took out money. They will be upset and so will you and your vendors if they mistakenly write a bad check to pay a bill because you forgot to tell them of your numerous unrecorded withdrawals from the ATM machine.

Originally ATM cards had a maximum of $300.00 per 24-hour period, suppose this was incase you developed a drug habit and take out the maximum $300.00 per night in cash or incase it was stolen to minimize risk on your account. Most business accounts do allow up to $1000.00 per 24-hour period now, but most likely you will have to ask for it. If you business might need this it is a good idea to have.

It is not wise to co-mingle funds such as taking $60.00 out of your business account via your local ATM to take your girl friends out to dinner. If you need $60.00 in cash then take it out of your weekly paycheck to yourself or even out of your daily cash before you put it into your bank account. Be sure however to report it as income because that's the honest thing to do. If not you have created a nightmare for your accountant and put up red flags during your tax form preparation.

"Lance Winslow" - If you have innovative thoughts and unique perspectives, come think with Lance; www.WorldThinkTank.net/wttbbs

In The News:

A logbook and gun camera photos that belonged to a World War I pilot have been found in a U.K. barn.
NASA astronauts will soon launch into space from U.S. soil for the first time in almost 10 years, vowed Vice President Mike Pence, during a speech Wednesday. ​​​​​​​
Scientists have discovered the world's oldest salamander, a 167-million-year-old specimen found in Siberia.
Maritime archaeologists from Mexico and Spain are set to ramp up their efforts to find a treasure-laden Spanish galleon that sank in the 17th century.
A photographer has managed to capture remarkable images of a newborn giraffe appearing to get a kiss on its head from its doting parents.
Following the news that scientists discovered a fast radio burst from deep space that is "repeating" every 16 days, experts are increasing their efforts to look for alien life.
A photographer has captured remarkable images of what is believed to be the only pink manta ray on Earth.
Archaeologists in England recently uncovered new details about a medieval mass burial of victims of bubonic plague. 
Scientists from Duke University have revealed that World War I helmets perform remarkably well against shock waves compared to their modern high-tech counterparts.
A leaf that fell from an elm tree more than 6,000 years ago was discovered intact by archaeologists in the United Kingdom.

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