Paddle Your Canoe

At some time in your life you have been on a river in a canoe and hopefully you had a paddle. You know about being up the creek without one.

You quickly learned that paddling up stream is much harder than paddling down stream. The lesson of going with the flow can be applied to many aspects of life and especially to the stock market. In the creek it is easy to know which way the current is flowing, but in the market it is much more difficult. At least that is what Wall Street wants you to think.

On the river there are markers and navigations buoys to help you with your passage, but in the money world there are few such true indicators. Actually it is very easy to determine the flow of funds in the market. Standing on the shore are people (brokers) shouting to go to the right and another next to him screaming to go to the left. "Buy, buy, buy". Very few of them know which way the current is headed. You have to figure this out yourself.

Fundamental analysis is excellent, but it is very poor to let you know when and where to paddle (put you money). There are many technical tools available, but these can be difficult to master for many people and few brokers know or care to learn them. However, there is one very simple method that does work.

That method is too simple for brokers who want you to think that you need their "expertise". They sure don't want you to find out as you won't have to pay them commissions any more. The paddle you need to have to propel in the right direction is called the 200-day Moving Average Paddle and you can get it free if you know where to look. You can make this yourself, but if you have a computer just go to the web site www.bigcharts.com and click on their Interactive chart box and they will do all the work for you. You can do this at the library of you don't have a computer at home.

Using an index such as the SP500 you easily see that when the price (your canoe) is above the 200 line (the current of the river) you should be a buyer of stocks and mutual funds and when the SP500 price is below the 200 line you should be in a money market (even if it only pays 1%). You don't want to be under water. This is a simple way to see the direction the market is flowing and will keep you from losing money when the market starts down.

No one knows when the current will change. And don't try to guess. Let the river (market) tell you the direction of flow.

Get yourself one of those good paddles and learn to steer your own canoe.

Al Thomas' book, "If It Doesn't Go Up, Don't Buy It!" has helped thousands of people make money and keep their profits with his simple 2-step method. Read the first chapter at http://www.mutualfundmagic.com and discover why he's the man that Wall Street does not want you to know.

reliable home cleaners Winnetka ...

In The News:

A fake Claude AI download scam uses Google ads and Bing redirects to trick Mac users into pasting a hidden malicious command in their Terminal.

Ahold Delhaize's cybersecurity incident knocked online ordering and digital coupons offline at Stop & Shop, Food Lion, Hannaford and Giant Food stores.

The Fox News AI Newsletter covers the latest artificial intelligence technology advancements, including the challenges and opportunities AI presents now and for the future.

Amazon's About You feature includes personality details from your shopping history, and some shoppers are finding hilariously awkward results.

Identity theft recovery starts with securing bank accounts, freezing credit and enabling two-factor authentication within the first 24 hours.

Apple's $299 HomeView smart display uses facial recognition to personalize screens for up to six household members and show live security camera feeds.

Domonique DuBose spotted red flags when a man on Hinge with 85,000 followers and a blue checkmark claimed to be a San Francisco 49ers player.

Your phone's location data can expose visits to doctors, pharmacies and places of worship. The FTC took action against data brokers selling this data.

Hackers targeted Danfoss refrigerator controls across French supermarkets, forcing chains like Carrefour and Monoprix to discard massive food stocks.

iOS 27 finally lets iPhone Shared Albums store photos and videos at full resolution in iCloud, but new items count toward the owner's storage.

A fake Facebook Marketplace text scam uses your real name as the seller to trick you into replying, and Malwarebytes warns even one response helps.

The Pentagon data breach exposed 2.76 million Social Security numbers and military records, raising long-term identity theft concerns for veterans.

Kodiak AI plans to haul IKEA freight on Texas highways with no one in the cab, raising urgent cybersecurity and safety questions for drivers.

Apple Intelligence in iOS 27 adds Extend and Reframe tools to Photos, letting iPhones generate new background areas beyond your original borders.

Microsoft's X account was hijacked to promote a crypto pump-and-dump scheme, exposing its more than 13 million followers to a scam campaign.

Scammers can combine your name, phone number and address with data breach details to attempt SIM swaps, phishing and even identity theft schemes.

ChatGPT Work, Meta Muse and Gemini Spark can monitor flight prices, sort your email inbox and track important deadlines, but savvy users start small.

iPhone, Samsung Galaxy and Google Pixel each hide a built-in tool that turns a video frame into a separate photo without any screenshot needed.

Operation KillSwitch dismantled KillSec's ransomware infrastructure, but investigators say a 16-year-old allegedly ran the entire cybercrime operation.

The Fox News Artificial Intelligence newsletter covers where voters will decide on AI data center ballot measures and Jeff Bezos' tech vision.

Apple's Impersonation Risk Detection in iOS 27 can flag suspicious activity inside apps, but the setting is off by default and must be enabled.

Federal Election Commission records can expose your name, address, employer and donation history once contributions exceed the $200 threshold.

Cybersecurity expert Morgan Wright says human skepticism remains the strongest defense against AI-driven phishing scams and voice cloning fraud schemes.

iPhone, Google Pixel and Samsung Galaxy each handle security updates differently, and one screen saying "up to date" may not tell the whole story.

Deborah Del Mastro heard what sounded like her daughter's terrified voice on the phone, launching a five-hour virtual kidnapping scam ordeal.

Paddle Your Canoe

Stocks & Mutual Fund