high end remodeling miller remodeling construction and remodeling .. Chicago Drug testing

Maximizing a Stock Market Investment

Maximizing a stock market investment

There are several factors an investor in the stock market should consider for a maximum return on an investment:

1. All stock purchases should be commission-free.

2. All stocks purchased should be from a company that has a history of raising their dividends every year.

3. The company should not only have a history of raising their dividend every year, but should also show price appreciation in the market place, on a year to year basis.

4. All dividends from the companies should be rolled-over into more shares of the company, until retirement. This should be done by the company, for the shareholder, commission-free.

5. The companies purchased should have staggered dividend pay-out dates so the income from 12 companies will provide the shareholder cash dividend income every week of the year. No more than 12 companies should be owned, otherwise, you're probably spreading your money too thin.

6. A systematic approach of dollar-cost averaging should be done on a quarterly basis. A savings plan should be adopted to add to your holdings every quarter, along with the dividend reinvestment.

7. Stocks purchased should pay a dividend yield of at least 2.0% or better. A low 2.0% dividend yield isn't necessarily bad because it means the company in question is using most of their profits too expand. In other words, it's a growth stock with business, profits and earnings growing. A growth stock makes up for the lower dividend yield because their stock prices will more than likely rise faster.

8. The company should have been in business at least eight years, showing dividend increases each year. This will eliminate the risk involved in putting money into a risky new start up company (the kind that is going to change the world - they are just too hard to find).

9. The company must have a stock dividend reinvestment plan (DRIP). If the dividend paid by the company is $2.63 for the quarter, all of that $2.63 will purchase a further percentage of shares (partial shares) and this should be done automatically for you by the company or their Transfer Agent.

10. The companies you purchase should be purchased with the intent of realizing ever-increasing cash dividends for you and your family for the rest of your lives.

Everything you would need to know to start an investment program which emphasizes the considerations above is explained to you in my book The Stockopoly Plan - Investing for Retirement; published by American-Book Publishing.

Below is an excerpt from the book I would like to share with you!

Have you ever noticed how some words in the English language are so perfectly named for what they describe? And how some words seem to be, I guess you could say backwards? For instance, the word sunflower! How wonderfully aptly named is the sunflower, that beautiful yellow flower that follows the sun from sunrise to sunset. And then there are those words in the English language where there meaning appears to be backward, so to speak - like parkway and driveway. When my car is parked at home, I would think it would be parked on, well, a parkway - and when I'm on the road driving somewhere, I would think I'd be driving on a - a driveway.

In the stock market world, I think the word analyst is a perfect word in the English language and stockbroker sounds right to me, too. And this leads me to what I call the 'brainwashing mantras' of Wall Street.

The brainwashing mantras of Wall Street may take the form of a number, such as a stock rating of 1, 2, 3 etc. Or the mantras may be a star, 1 star, 2 stars etc. The mantras may be a word or a group of words- attractive, unattractive, neutral, market perform, market out-perform, market under-perform, market under-weight, market equal weight, market over-weight, sector perform, strong buy, buy, sell, strong sell.

These mantras are so ingrained in Wall Street and investor's minds that they have created multi-billion dollar industries. There are other types of mantras, such as RSI (relative strength index - a trading volume indicator), Bollinger Bands (named after its creator John Bollinger (he use to be a regular on CNBC) and the bands deal with the channels a stock trades in, in relation to its 'moving average'- another mantra), Stochastics (used to tell if a stock is 75 % overbought - too many people have been buying) or 25% oversold (too many people have been selling), Momentum, MACD (Moving Average Convergence/Divergence ?price of the stock, up or down, in relation to its moving average), 50 day, 200 day moving averages, triple bottoms and tops, pendants, flags, bear and bull markets, head and shoulders formations, double bottoms, P/E ratios etc, etc, etc.

All these mantras serve a purpose (and if you're inclined to trade in the market they are, I admit, useful tools). They create commissions.

And in my opinion, have no meaning what-so-ever for the long-term, dollar-cost averaging, buying investor of company's shares, free of commission charges, whose companies raise their dividend every year, with the investor's idea or purpose being to provide an 85% tax-free income, through ever-increasing dividends for the rest of their lives, no matter what the price of the stock at any given time in the market place may be.

For more excerpts from the book 'The Stockopoly Plan - Investing for Retirement' visit http://www.thestockopolyplan.com

You have permission to this article either electronically or in print as long as the author bylines are included, with a live link, and the article is not changed in any way (typos excluded). Please provide a courtesy e-mail to charles@thestockopolyplan.com telling where the article was published. (Word Count 988)

Charles M. O'Melia is an individual investor with almost 40 years of experience and passion for the stock market. The author of the book 'The Stockopoly Plan'; published by American-Book Publishing. The book can be purchased at: http:/http://www.pdbookstore.com/com files/pages/CharlesMOMelia.shtml

In The News:

The full moon of December -- which is the final one of this decade -- arrives tonight just after midnight.
A cave painting in Indonesia depicting wild animals and otherworldly hunters is the oldest known piece of storytelling art, researchers say.
A photographer in England has captured the remarkable moment when a horse looks like it is laughing hysterically, news agency SWNS reports.
The bones of about 20 people discovered in an ancient Mexican well in 2013 are revealing their gruesome secrets.
Paleontologists have discovered that feathered dinosaurs were eaten alive by lice, according to a new study.
A century-long cover up of the "depraved" sex acts of penguins has been uncovered in a new book.
Scientists have discovered thousands of mysterious holes in the seabed off Big Sur, Calif.
Researchers have discovered nine stone-carved objects off the coast of Scotland that are believed to be around 4,000-years-old. Some of them "look remarkably like stylized representations of the human form," puzzling the experts.
A shocking new study says that water is "common" on exoplanets, potentially changing how we look at planet formation and upending the search for extraterrestrial life.
Two piglets recently born in China look like average swine on the outside, but on the inside, they are (a very small) part monkey. 

Whitewater Stock Market

Ever done any whitewater rafting or canoeing? Long periods of... Read More

The Club

Yesterday I received my monthly issue of MONEY magazine. This... Read More

A Stock Market Investment Strategy

I feel that an investment strategy in the stock market... Read More

Dont Lose All Your Money

That sounds like good advice doesn't it? Don't lose all... Read More

Prosperity

It has fallen upon the consumer to make our economy... Read More

Choosing A Fund

For years I have been saying you must have a... Read More

Series 7 Exam

What is the Series 7 Exam? If you... Read More

The Information Age

It is wonderful to be alive in the information age.... Read More

A Common Misconception about Stock Prices

I cringe every time I hear a novice investor tell... Read More

Mousetrap

The spring-loaded rat catcher is the ultimate low-tech device invented... Read More

Duck

Duck! No I don't mean a quack, quack. I meant... Read More

Are You A Stockaholic?

Today's society gives special recognition to alcoholics, sexaholics, binge-aholics, shopaholics,... Read More

Two for the Money

Look back over the years and try to remember how... Read More

Valuation

Every day I hear from the "experts" on CNBC-TV and... Read More

The Stock Trading Plan - Why You Must Have One To Trade Successfully

This is the continuing story of our two imaginary traders,... Read More

Selling

The stock market has been going up for more than... Read More

Will the Stock Market be Lower in October?

The stock market often closes a week in the middle... Read More

Why Is The Macedonian Stock Exchange Unsuccessful?

The Macedonian Stock Exchange (MSE) is not operating successfully. True,... Read More

The Top 10 Reasons to Invest in Mutual Funds

Everyone who follows the financial news has heard of mutual... Read More

Mr. Market

I constantly hear the talking heads on CNBC-TV, the radio... Read More

Picking Mutual Funds to Outperform the Market

With over 6,000 mutual funds available, it may be tempting... Read More

Stock Chart Reading

As an investor you will want to check out any... Read More

Buying Stocks and the Importance of Correct Timing

An investor can find and research the best stock on... Read More

Trading as a Business

What can I expect to make my first year of... Read More

Mutual Fund Honor Roll ? Buy High, Sell Low by Chasing Performance

Buy high and sell low -- It's not a typo.Millions... Read More

ranch to cape cod remodel morton grove remodel kitchen ceiling ..