What is Your Creative Retirement Plan?

The idle are a peculiar kind of dead that cannot be buried."
Oriental proverb

One thing is certain - when you do not have a creative challenge during your retirement years, the idleness and its accompanying despondency blots out any chance for happiness and contentment and can even encourage an early death.

We spend a great deal of time on our retirement financial planning thinking if we have a roof over our heads and food on the table we're all set. But no matter how big or small the roof or how limited and abundant the food, without a creative challenge to fuel your mind and spirit, the money is meaningless.

There's a story about US President Calvin Coolidge. He died at the early age of sixty. He had an office but little or nothing was accomplished there ? few came to visit. At his home, he had no hobby or interests. So empty was his life he used to go down in the cellar to watch the handy man throwing coal in the furnace.

In Michael Connelly's novel "Lost Light", the hero, a Los Angeles cop describes his retirement.

"?.I was now retired. I was supposedly comfortable. I had a house with no mortgage and a car I'd paid cash for. I had a pension that covered more than I needed covered. It was like being on vacation. No work, no worries, no problems. But something was wrong and deep down I knew it. I was living like a jazz musician waiting for a gig. I was staying up late, staring at the walls and drinking too much red wine. I needed to pawn my instrument or find a place to play it."

That is not a good place to be.

When fuelled by continuous creative challenges, the ability to originate new ideas does not diminish with age. When you think of your retirement years, remember age is just a number - health, heart and mind determine age.

In his book, "Staying Young Beyond Your Years", Dr. Howard Wilcox Haggard notes that many people have acquired the habit of NOT learning ? they allowed themselves to get out of the habit of learning.

Don't fall into that trap. If you are planning for your retirement remember - to be a happy, contented and creatively-active older person is to make yourself a happy, contented and creatively-active younger person.

If you are retired NOW is the time to step up to the plate and go for a creative homerun. Create a life work that pops you out of bed in the morning.

Here are a few extras ? retirement add-ons that wrap a blue ribbon around a happy, contented and challenging retirement.

See don't just look - study the beauty that surrounds you. Take time to sit on a park bench or on a lakeshore and play the "Positive Game". Make a mental list of all the positives around you ? the laughter of children playing ? a couple holding hands ? the structure of a flower ? the movements of a bee.

Spend time with the younger generation ? their youthfulness will rub off on you. My grandchildren keep me young in mind and spirit.

Exercise is vital ? even a daily thirty minute hike works wonders. Play the positive game on your walk. I download motivational books and listened to them on my portable CD player while I'm walking.

"Do not act as though you had a thousand years to live"
Marcus Aurelius

Dave Wright is a retired television reporter and editor of http://www.pppretirementplans.com a site dedicated to the development of Postive, Productive, Profitable and creative home based business opportunities. Copyright ? 2005 PPP Retirement Plans - Reprints Accepted

quick home cleaning Bannockburn ...
In The News:

Facebook ads promising to recover stolen funds are targeting scam victims again, and Meta confirmed removing flagged accounts after investigation.
Tesla Cybertruck production is winding down at Gigafactory Texas to make room for Cybercab robotaxi manufacturing, but key questions remain for owners.
Identity theft can hide in phone accounts, medical records and utility bills long before it shows on a credit report. Eight places to check now.
JR East's towering ZIZAI ZX-3 chainsaw robot tackles dangerous branch-cutting along Japan's Koumi Line while a trained operator controls it remotely.
A massive DHS data leak exposed records of over 41,000 employees, revealing links to undercover ICE operations, Palantir tools and AI platforms.
The Fox News AI Newsletter covers the latest artificial intelligence technology advancements, including the challenges and opportunities AI presents now and for the future.
UCLA's PhoneBot turns old Android phones into the brain of a two-legged humanoid robot that walks, follows people and stands up after falling.
A fake Amazon invoice charging $988.18 for an iPad lists the same customer support phone number three times to steer panicked victims into calling.
A handful of food delivery robots from Uber Eats and other platforms have gotten kicked and knocked over in Philadelphia and Los Angeles.
Data broker opt-out forms may not protect your family. People search sites can still expose your info through a spouse's or parent's profile.
Apple's first touchscreen MacBook Pro starts at $2,899 with a PROLED XDR OLED display, but the non-touch M6 model costs $900 less at $1,999.
Black Friday deals are already drawing scammers who use fake delivery notices and gift card payment requests to steal your personal financial information.
Apple's iPhone Duo reportedly outlasted the Samsung Galaxy Z Fold 8 by over three hours in battery tests, but its weight and repair costs raise concerns.
Florida Polytechnic University's Jetson ONE eVTOL police vehicle named Astro still awaits FAA authorization before officers can fly operational patrols.
OpenAI's new locked chats feature lets you protect ChatGPT conversations with a PIN, Face ID or Touch ID, but there are key privacy limitations.
A phishing email disguised as an Evite fooled a man even after he emailed his friend to verify it, revealing how compromised Gmail accounts aid scams.
Microsoft's AI diagnostic system identified 83% of complex medical cases in a study, more than doubling the 36% accuracy of generalist doctors.
Account takeover threats go beyond stolen passwords as criminals exploit session cookies, SIM swaps and MFA fatigue to bypass your login security.
SpaceX is reportedly pursuing access to 80,000 cell sites to turn Starlink into a major wireless carrier rivaling Verizon, AT&T and T-Mobile.
Tech advocacy groups warn that foreign nationals at AI companies like OpenAI and Google pose a national security threat amid a lack of federal oversight.
Singapore researchers built the world's first touchscreen woven into clothing, surviving 50 machine washes while displaying images and responding to touch.
The Fox News AI Newsletter covers the latest artificial intelligence technology advancements, including the challenges and opportunities AI presents now and for the future.
A startup founder woke to $449 in unexpected OpenAI and Anthropic charges after stolen API keys were exploited during the "Black October" cyber wave.
Educational Testing Service hackers stole millions of California student records, but families who moved out of state years ago may also be affected.
Apple's iPhone Duo screens are cracking near the hinge just days after its $1,999 launch, and iFixit's CT scans may reveal what's going wrong.

Early Retirement The Dream of the Working Classes

Everyone dreams of early retirement. The idea of no longer... Read More

You Deserve To Retire Early

The fact is that most people continue to work for... Read More

Simple Tips on Saving

Simple tips on saving can very often make quite a... Read More

Turbocharged Financial Planning

Financial planning is an ongoing process individuals and businesses should... Read More

Building Wealth: Its An Inside Job ? Part 1

Whenever we read about building wealth or even attend a... Read More

Your Money Or Your Life

Have you stopped to realize that although you go... Read More

Money Mastery

Money can be your servant or it can be your... Read More

Is Accumulating a $1,000,000 Net Worth Easy? Yes and NO

Is accumulating wealth as easy as following a 3-step plan?... Read More

Trustees: Who Can You Trust?

Early in my legal career I represented two young women... Read More

Increasing Your Wealth by Increasing Your Financial Literacy

Perhaps the primary message of Rich Dad, Poor Dad is... Read More

Building Wealth: Its An Inside Job ? Part 2

Let's quickly review the principles discussed in the first part... Read More

Getting An Offshore Bank Account Via The Internet

There is no need to use the many middleman websites... Read More

Financial Planning For Singles

Financial planning often gets a bad rap. Part of the... Read More

A Completely New Way To Get Rich Rapidly

This new way is catching on around the world. People... Read More

Have You Ever Had That Feeling?

Have you ever had that feeling where you could not... Read More

How To Grow Your Mental Power and Let Your Brain Make You Rich

No one has complete control over their thoughts. But with... Read More

Creating Money, Prosperity, and Abundance Now (Part 2)

Giving and ReceivingIt seems that people generally find it easy... Read More

Build Wealth - Formula To Success

A mole travels one road, according to the way nature... Read More

A New Paradigm Shift In Earthly Wealth

Hello,If you dont understand this yet, or have not heard... Read More

Compounding: The Science Of Exponential Money Generation

It all begins with a simple calculation.You are home on... Read More

The Truth About Setting Up A Wealth-Pump Business: The Passive Income Myth Exposed

In theory the idea of generating additional (and passive) business... Read More

Dont Leave Your Financial Success To Chance

Recently I was reading a book called The Millionaire Mind.... Read More

The Philosophers Stone

"If you know how to spend less than you get,... Read More

How Should I Create Passive Income?

If you're wondering where to create passive income, then you... Read More

Create Tax Savings And Transfer Wealth To Your Child With A Roth IRA

Parents must give serious thought to protecting their family through... Read More

insured cleaning company Bannockburn ...