siding installation soffit installation installing vinyl siding woodstock vinyl siding cost mchenry hardie siding .. Chicago Drug testing

Performance Funds

Mutual funds are doing more and more to discourage investors from leaving them and taking their money to a better performing fund. What does better performing mean? It has nothing to do with who the manager is, what the expense ratio is or how well they performed over the past 5 or 10 years.

Remember the old one, "What have you done for me lately?" That is the ONLY thing that counts. If you ever expect to make money in the stock market you must take the time to find the best performing no-load, no-redemption fee funds that are going up the fastest during the past 3 and 6 months. Usually any fund that has done well for a year or more has just about run its course and once it starts weakening in its upward movement, goes flat and starts down it should be sold and replaced. This can easily be seen in a chart on your computer or at the library at

There are many funds that will advance at the rate of 1% per week. Yes, per week, but you must find them. It is certainly worth the effort. There are services you can buy such as No-Load FundX; however, there are many free areas on the Internet that will locate excellent funds such as Bar Charts ( , Bloomberg and Yahoo as well as Investor's Business Daily newspaper that lists the best 3-month and 6-month performers each week. Be careful to check with the fund or your broker that there are no hidden fees. Those that charge a commission do NOT outperform those that have no loads (commission).

Most full service brokers will not sell you no-load funds so you will have to own an account with a discount broker such as Ameritrade, Scottrade or Brown & Company. Many of the well known discount brokers such as Fidelity, Schwab and Waterhouse have adopted hidden fees.

Brokers and financial planners will tell you not to switch around, but that is because they have not learned their trade. It also might mean they are too lazy to do their job. If you remain with a weak fund you will have a weak return or even lose money.

I may sound too harsh in my criticism of brokers and financial planners, but I have hired more than 300 brokers when I owned a brokerage company and I know that only about 1% (yes, one) know how to make money and protect capital. You have to find a good one or take charge yourself.

There may be times when very few, if any, funds are going up. Then you will be in cash in a money market. CASH IS A POSITION. Performance also includes not losing while the market is going down.

Knowing how and when to switch will double or triple your returns and most importantly you will not lose profits you have made. Stay with the best performers at all times.

Al Thomas' book, "If It Doesn't Go Up, Don't Buy It!" has helped thousands of people make money and keep their profits with his simple 2-step method. Read the first chapter at and discover why he's the man that Wall Street does not want you to know.

Copyright 2005

In The News:

Mr. Market

I constantly hear the talking heads on CNBC-TV, the radio... Read More

The Stock Market Investor?s Worst Enemy

Every stock market investor faces one primal enemy. An enemy... Read More


In 1960 an engineer working for a watch company in... Read More


In November of 2000 when the NASDAQ was trading at... Read More

Trading For A Living - Part 1

There can't be many traders who haven't at least considered... Read More

Again With the Bubbles?

A few years back ? it seems like an eternity... Read More

The Exclusive Club of Large Caps

Picture one of those clubs where only the real heavyweights... Read More

The I Word is Coming to a Town Near You

Hello Inflation, it has been awhile, I see you on... Read More


One of the great "secrets" of successful people is discipline... Read More

Quality Investment Information: Standing Firm In the Face of Opposition

THERE'S SOMETHING TO BE SAID FOR standing firm in the... Read More

A Stock Market Investment Strategy

I feel that an investment strategy in the stock market... Read More

Emotional Maturity

If you are going to be a winner in the... Read More

Option Trading Basics

Options trading can increase the profits you make when trading... Read More

Parachute Investing

Ever jumped out of an airplane? It's OK if you... Read More

Choosing a Stock Broker

If you were to find that you had some severe... Read More

Stock Analysis

I receive emails from Morningstar. This company provides statistics and... Read More

The Skinny on Mutual Fund Investing

Mutual fund investing is a lot like Thai cooking. Everyone... Read More

Mutual Funds: The Modern Den of Thieves!

Mutual funds were created with the idea that one person... Read More

Market Psychology

Today we are inundated with tons of information about the... Read More

Dont Fight The Fed

One of the great truisms of Wall Street is "Don't... Read More

Bargain Basement - Finding Stocks That Go Up

Have you been listening to the talking heads on CNBC-TV?... Read More

Two for the Money

Look back over the years and try to remember how... Read More

What is Involved in Peak Performance Trading?

There is so much involved in developing peak performance, that... Read More

Enron Cure

Let's hope you did not have any of the Enron... Read More

Risk Control

Everything you invest in has risk so you want to... Read More

induction street lights manufacturers street light fixtures Pete's produce ..
induction street lights manufacturers street light fixtures Pete's produce ..